What is Covered By a Home Warranty?


ome warranty coverage helps homeowners save on appliance and system breakdowns. For mechanical issues around the house, it’s important to have home warranty coverage to call on a professional and get the job done.

But what exactly does a home warranty cover? The answer depends on your provider and coverage plan.

Homeowner’s Insurance vs Home Warranty

Many people get home warranties confused with home insurance. If you’re considering a home warranty or even already have one, it’s essential to know the difference between the two:

What is a Home Warranty?

Home warranties are contracts that cover the mechanical wear and tear of appliances and systems according to your plan. In the case of mechanical mishaps around the home, a home warranty will cover repairs or replacements in accordance with your contract.

What is Home Insurance?

In the case of damaged personal items, such as in a fire or flood, homeowner’s insurance will cover the damages in accordance with your contract.

The main difference is that home warranties focus on essential appliances and systems that keep the home functioning, whereas home insurance covers personal possessions you keep in your home.

Taking a closer look, here’s how a home warranty can help protect important parts of your home.

What Does a Home Warranty Cover?

1. Kitchen Appliances

Since these are assets used every day by families, it’s important to be ready in case of a breakdown. Kitchen appliances will typically last for years, but when they fail, you can incur high costs for a repair or replacement if you don’t have a home warranty.

  • Refrigerator
  • Oven & Cooktop
  • Dishwasher
  • Garbage Disposal
  • Stand Alone Freezer
  • Microwave Oven
  • Plumbing Stoppage

DID YOU KNOW: The average repair cost of a refrigerator can run up to $500?

2. Yard & Outdoor Appliances & Systems

Many important mechanical parts of in-ground pools and spas are covered under some home warranty protection plans, such as the filtration and heating systems. If you take care of your home’s lawn, the sprinkler system can also be covered with a home warranty.

  • Pool or Spa
  • Lawn Sprinkler System
  • Garage Door Opener

DID YOU KNOW: The average repair cost of a pool can run up to $560?

3. Water & Temperature Systems for Living Spaces

One of the most important aspects of your home is the temperature. A home warranty can cover the heating and cooling systems that keep your living spaces comfortable. If you were to experience a breakdown, heating and cooling is often very expensive to repair or replace, but home warranty coverage can help you save.

  • Water Heater
  • Heating System
  • Electrical System
  • Central Vacuum
  • Roof Leaks
  • AC & HVAC System
  • Air Ductwork

DID YOU KNOW: The average repair cost for air conditioning can run up to $1,300?

4. Laundry Room Appliances

Washers and dryers are prone to common mechanical mishaps that happen through daily wear and tear. They’re also tough to fix and require special parts that a service professional should be able to help with. Of course, calling upon a professional for washer and dryer repair can be costly in the absence of home warranty coverage.

  • Washer
  • Dryer

DID YOU KNOW: The average repair cost of a washer can run up to $450?

5. Plumbing Systems

The last thing you want to encounter as a homeowner is a plumbing issue. Home warranties can cover septic systems, plumbing stoppage, sump pumps, and even well pumps. Don’t get your hands dirty trying to solve these mechanical issues when Select Home Warranty coverage can send over a service professional to get the job done.

  • Septic System
  • Well Pump
  • Sump Pump

DID YOU KNOW: The average repair cost for a plumbing system can run up to $800?

How Home Warranties Work

To gain home warranty coverage, first, receive your free quote and detail your needs to us. You can also call us directly at  1-855-267-3532.

When signing up online, you will be directed to our Platinum, Gold or Bronze home warranty coverage plans. Your choices will vary between core appliances such as your clothes washer, refrigerator and dishwasher, to core systems including your heating, plumbing and electrical systems. Our Platinum plan provides coverage on all of our listed core appliances and systems.

Be sure to check the optional add-ons if you require coverage for your pool, septic, well pump or others not included in your choice of plan.

Once your home warranty coverage kicks in, don’t hesitate to reach out when you experience a problem.

Here are the three steps to have your appliance or system fixed:

  1. Visit our place a claim page or call us.
  2. We will contact a local licensed service technician to diagnose your problem. The technician will then contact you to set up an appointment.
  3. You will pay a modest service fee on the day of the appointment and the covered repair or replacement will be complete.

Why Buy a Home Warranty Coverage?

From your kitchen to your back yard, there are many reasons to seek professional help for managing your mechanical problems. We depend on these appliances and systems to keep our homes in order and to keep our families satisfied. When you invest into

Select Home Warranty is here to shield both you home and your wallet. Look out for our special offers where we often include discounts, the first month free, and even free coverage on certain parts of your home!